top of page

Terms & Conditions

Last Updated: 7 April 2026

 

These Terms & Conditions outline how this website may be used and the conditions that apply when you engage with Fertility Finance Australia (“we”, “us”, “our”).

 

By visiting this website or making an enquiry, you agree to these Terms.

 

If you have any questions, please contact:

📧 Lisa@fertilityfinanceaustralia.com

📞 0432 827 750

​​

1. General Information Only

​

The information on this website is provided for general guidance only.

​

It is not financial, legal, or medical advice and should not be relied upon as such.

​

All finance options are subject to individual circumstances and lender criteria.

You may wish to seek independent financial advice if you require personalised guidance.​

​

2. Lisa Maahs Acts as a Finance Broker — Not a Lender

​

Fertility Finance Australia operates as a finance broker.

​

This means:

​

  • We help you explore available finance options

  • We may submit applications to lenders on your behalf (with your consent)

  • We do not approve loans

  • We do not set interest rates, fees, or loan terms

​

All lending decisions are made solely by the lender.

We cannot guarantee finance approval, loan amounts, or interest rates.​

​

3. Eligibility and Loan Approval

​

Loan eligibility depends on a range of factors, including:

 

  • Income and employment

  • Credit history

  • Repayment capacity

  • Individual lender policies

​

Submitting an enquiry does not guarantee approval.

​

All approvals, declines, and loan terms are determined by the lender.​

 

4. Accuracy of Information

​

You agree that any information you provide during the enquiry or application process is:

 

  • True

  • Accurate

  • Up to date

​

Providing incorrect or incomplete information may impact your ability to obtain finance​.

 

5. Privacy and Confidentiality

 

We take your privacy seriously.

 

Any personal or sensitive information you provide is handled in accordance with our Privacy Policy, including:

 

  • How your information is collected

  • How it is stored

  • Who may access it

  • Your rights under the Privacy Act​

 

6. Confidentiality and Sensitive Information

​

We understand that fertility journeys are deeply personal.

 

All communication with Fertility Finance Australia is treated with care and confidentiality.

 

However:

  • Information relevant to your finance application may be shared with lenders (with your consent)

  • We cannot guarantee privacy for communications sent via third-party platforms (e.g. social media), as these platforms have their own privacy policies

​​

7. Website Use

​

By using this website, you agree that:

 

  • You will not misuse or attempt to disrupt the website

  • You will not use the website for unlawful purposes

  • You will not reproduce or distribute content without permission

​

All content on this website is owned by Fertility Finance Australia unless otherwise stated.

​​

8. External Links

 

This website may contain links to third-party websites (such as lenders or informational resources).

 

We do not control or endorse these websites and are not responsible for:

 

  • Their content

  • Their accuracy

  • Their privacy practices

​

You access these websites at your own discretion.​

 

9. Cookies and Analytics

​

Our website may use cookies, analytics tools, or tracking technologies to:

 

  • Understand how visitors use the site

  • Improve user experience

  • Monitor performance

 

By using this website, you consent to this use unless you disable cookies in your browser settings.​

 

10. Changes to Services or Website

 

We may update, modify, or discontinue parts of this website or our services at any time without prior notice.

 

This may include:

 

  • Website content

  • Information about finance options

  • Contact methods

  • Availability of consultations

​

We aim to keep all information current, but cannot guarantee that all content is always up to date.​

 

11. Limitation of Liability

​

To the maximum extent permitted by law:

 

  • We are not liable for any loss, damage, or costs arising from the use of this website or reliance on its content

  • We do not accept liability for decisions made based on general information provided here

  • We are not responsible for lender decisions, credit outcomes, interest rates, or loan terms

​

You are responsible for your own financial decisions.

​​

12. Governing Law

​

These Terms & Conditions are governed by the laws of Australia.

 

Any disputes will be handled under Australian jurisdiction and relevant state and federal legislation.

​​

13. Contact Us

 

If you have any questions about these Terms & Conditions, please contact:

 

Fertility Finance Australia

📧 Lisa@fertilityfinanceaustralia.com

📞 0432 827 750

​​

We’re here to support you and ensure you feel informed and comfortable every step of the way.

bottom of page